Why Should I Grow My Property Portfolio?
Bricks & Mortar - people feel secure purchasing bricks and mortar. They can change the property e.g. by renovating it and so increase its value.
Capital Growth - studies have shown, over the last 100 years, property prices have doubled every 7 – 10 years.
Cheaper Rates & Lower Repayments - these are the cheapest rates in 45 years. Currently interest rates are around 5%. This allows investors to purchase property and pay less interest making the deal more appealing.
Leverage - you can borrow up to 95% of the asset value meaning your are borrowing others people money and allowing your money to work harder for you.
Tax Benefits - there may be tax benefits available to property investors, this is in the form of negative gearing. You need to speak to your accountant or financial planner to see how this may work for you.
Lifestyle Choices - as well as making money through property investing, you can also free up your time and live off the proceeds of your investments.
What do I need to consider as an Investor?
• How many properties do I want to own?
• What Type of Loan do I want?
• Which Entity (e.g. name, Trust) do I use to purchase the
• What are the costs involved?
• Where is the deposit coming from for the purchase?
• What will the Valuation be and what LVR is needed?
• What is the rental income, the yield and the Internal
-- Rate of Return?
How can Hidden Equity Help me Grow my Wealth?
Over the past ten years we at Hidden Equity have personally created a double-digit property portfolio, this consists of various properties in a variety of locations. We have the expertise to show you how you too can achieve this.
We meet with you to review your existing Property Portfolio and discuss your requirements for your next purchase. At our follow up meeting we provide you with strategies and options to consider. It is entirely your decision as to which option you would like to proceed with.
We are well connected to a number of professionals (e.g. Accountant, Solicitor, Financial Planner, Property Agents and have relationships with various trades people).
Some of the strategies that we consider are:
'Top up Loans'- using the equity in one of your existing properties to take out a small loan used as the deposit for your next purchase.
'Re-structuring Loans'- this can be done with an existing or new lender to provide you with the most flexible option for your next purchase.
'Re-financing options' - usually done to provide you with a better rate, flexibility and loan options.
'Little or No Money Down Deals' - so you use the minimum amount of your own money to complete the deal.
For further information, please call Hidden Equity on 07 5492 4597 or email us on